Health insurance marketplaces are still open for enrollment in California, Colorado, Massachusetts, Minnesota, New York, Rhode Island, and Washington, DC. The following resources might be helpful to consumers.
Health Insurance Marketplace Calculator
This tool from the Kaiser Family Foundation provides estimates of health insurance premiums and subsidies for people purchasing insurance on their own in health insurance exchanges (or “Marketplaces”) created by the Affordable Care Act (ACA). With this calculator, you can enter your income, age, and family size to estimate your eligibility for subsidies and how much you could spend on health insurance. You can also use this tool to estimate your eligibility for Medicaid.
Health Plan Comparison Worksheet
A worksheet created by Cover Missouri to adequately compare health plans available on and off of the ACA marketplace.
Navigator Resource Guide
The Georgetown Center on Health Insurance Reform (CHIR) has updated this guide, which provides answers to 300 frequently asked questions (FAQs) about ACA requirements and health insurance, and commonly asked questions for small businesses and individuals with employer-based coverage. The Guide includes a “What’s New in 2019” section, which includes information about the new policies for marketplace coverage in 2019 that will affect this year’s open enrollment. Additional publications by CHIR researchers can be found here.
Short-Term Plans Resource
This is a palm card designed by the Colorado Consumer Health Initiative to inform consumers about the pitfalls of short-term limited duration health plans.
Buying Children’s Dental Coverage through the Marketplace
(Families USA and Children’s Dental Health Project)
- As Open Enrollment Begins, Good Reasons to Visit Insurance Marketplaces (Center on Budget and Policy Priorities)
- Why Do Short-Term Health Insurance Plans Have Lower Premiums Than Plans That Comply with the ACA? (Kaiser Health News, 10/31/18)
- 6 Common Open Enrollment Mistakes and How to Avoid Them (TIME, 10/29/18)
- What to Watch Out for During Open Enrollment (CNBC, 10/27/18)
- The Ins and Outs of High-Deductible Health Care Plans (Minn. Public Radio, 49-minute audio story, 10/29/18)